David L. Cowan
Private Wealth Advisor, Investment Advisor Representative
David Cowan brings more than 30 years of experience to his work supporting individuals and families as they make important financial decisions related to retirement. His practice centers on comprehensive financial planning, ongoing relationship management, and clear, practical client education. He has particular experience with Social Security timing considerations, an area where understanding available options can play an important role in retirement planning.
David frames retirement planning around three distinct phases — the go‑go, slow‑go, and no‑go years — and encourages clients to think intentionally about how they want to approach each stage. Beyond his advisory work, he has served as Board Chair of the Visiting Nurse Association, reflecting a longstanding commitment to his community.