What We Do
What is Wealth Management?
The term "wealth management" makes people think you need a great deal of money or a large investment portfolio to benefit from working with a financial planner. Not so.
Personal wealth is more than money. The synonyms for wealth of “richness” and “fullness” reflect our financial planning approach. By effectively using the resources you have available to achieve a rich and full life – spending time doing things you value, providing for your family and leaving a legacy – we believe you have achieved personal wealth.
As an independent, fee-only wealth management group of William Joseph Capital Management, we at AspireQuest provide access to a wide range of solutions with the freedom to select the best options tailored to each client’s unique needs.
Each one of our clients is unique but our fiduciary approach is the same. We take the time to understand your personal wealth goals, crafting a customized plan and setting it into motion through our core services.
Retirement Income Solutions
The conversation changes when you retire.
Are you within ten years of retirement or planning to retire soon? Instead of “how much can you save and how do you invest,” the question now becomes “how do you replace your paycheck”? We specialize in helping our clients coordinate social security and pension benefits with a tax efficient plan to draw on their assets.
Women with Momentum
We recognize your value.
Women often juggle several balls simultaneously. While building a career or business, you may be navigating a new chapter of marriage, raising a family, caring for parents, separation or divorce, retirement, or even experiencing the loss of a spouse or partner. Women go through more transitions in a lifetime than most of us realize. LIFE HAPPENS, and that’s why we’re here to help women navigate through all those transitions safely and securely.
K-12 Educators
“Those that know, do. Those that understand, teach” – Aristotle
We know how hard you work as an educator and how important your job is. Just as you set your students up for success in the classroom, we’ll work to set you up for a successful retirement. We take pride in ensuring those in the education field are well served and that starts with making sure you understand your pension plan and options for saving, investing and ultimately, retirement.
Values Based Investors
Investing sustainably for a brighter future.
Amid growing concern about issues such as climate change, corporate governance, social justice, and the impact that companies can have on society, an increasing number of people want to invest in a way that pairs achieving competitive returns with making the world a better place. We can help you create a portfolio of investments that reflects your personal values or concerns while also helping you to meet your goals.
Families in Motion
“If you don’t know where you’re going, you’ll end up someplace else” – Yogi Berra
Raising a family is a big responsibility, often leaving you little time to dedicate to your finances. We’re here to help you determine how to best address your family’s financial needs while not losing sight of your own retirement. We specialize in both college saving and college selection to balance the cost of tuition with the quality of education.
High-Net-Worth Individuals & Families
You’ve built a lot. We help you protect it, manage it thoughtfully, and plan for what comes next by coordinating the right expertise and keeping your plan clear and easy to navigate.
- Family-first planning for today and future generations
- Seamless coordination with tax and legal advisors
- Clear, practical trust oversight designed to simplify complexity
- Values-based investing that reflects your family priorities
Ed Yetsko, MBA, CFP®, RMA®, AIF®, CSRIC®
Senior Wealth Advisor
Helping you turn your financial goals into lasting legacies, Ed specializes in crafting personalized retirement and legacy plans that align with your values and aspirations...
Brianna Sternkopf, MBA, AAMS®
Investment Advisor Representative
As a busy mother, wife, and advisor, Brianna knows firsthand how essential it is to plan for the future while keeping sight of the big picture— because long-term success...
Chris Torres
Investment Advisor Representative
Chris brings a well-rounded background in investment management, tax planning, and nonprofit financial operations to the AspireQuest team. Chris is passionate about ...
Valerie Todd
Client Relationship Manager
With decades of experience and a passion for exceptional service, Valerie is a trusted connection for team and clients...
Financial Planning
Using our collaborative online planning tool, we provide fee based financial planning on a project or ongoing basis. Learn more about our financial planning subscription services. Investment management clients may receive ongoing financial planning services as part of their investment advisory fee.
Investment Management
Custom investment solutions provide the engine that powers achieving our clients’ unique goals.
- Selection of Third Party Investment Strategists
- Tax management overlay for taxable accounts
- Distribution Strategies
- 403(b) Plans for K-12 Educators
- Additional Personalization
- Socially Responsible Investing
- Custom tax transition plans for tax inefficient mutual fund portfolios
Trust & Estate Services
Your legacy deserves thoughtful, personalized care. Through our integrated approach, supported by trusted fiduciary partners like Members Trust Company, we help simplify the complexities of trust administration and estate planning so each decision is handled with care, clarity, and intention.
- Trust & Estate Administration
- Supporting the orderly execution of your wishes with transparency and integrity.
- Investment Oversight for Trust Assets
- Providing disciplined oversight aligned with the trust’s objectives and long-term goals.
- Coordinated Guidance
- Working collaboratively with tax and legal professionals to support thoughtful, multi- generational planning.
Tax Planning & Preparation
We help make your tax picture clearer and easier to manage. With year-round support and thoughtful planning, we connect your tax decisions to your broader financial goals, not just during filing season, but throughout the year.
- Preparing and filing returns, with attention to how today’s decisions affect future planning
- Identifying tax-saving opportunities throughout the year, informed by detailed tax analysis
- Providing real-time guidance on decisions such as Roth conversions, income planning, and business structure, while working seamlessly alongside your tax professionals when applicable or our in-house CPA
Retirement Plan Management
Through the help of our specialists and third party relationships, we can provide ongoing support to help businesses:
- Outsource fiduciary responsibilities
- Select and monitor Investment options
- Spend less time administering plans
- Increase participation
- Easy access