Comprehensive Financial and Retirement Planning

We provide goals-based financial planning tailored to individual circumstances. This includes retirement income strategies, education funding analysis, liquidity planning, estate planning, and long-term wealth transfer considerations.

Investment advisory & Portfolio Management

Through William Joseph Capital Management Inc, we offer fee-based asset management using diversifed strategies aligned with varying investment climates and client objectives. Advisory relationships are structured on a tiered percentage-of-assets basis.

Business Continuity & Succession Planning

Our team will assist business owners with succession planning, liquidity event coordination, and corporate-sponsored retirement plans, including defined benefit, defined contribution, SEP IRAS, profit sharing.401(k), and SIMPLE plans.

Estate & Wealth Transfer Coordination

We help evaluate estate conservation strategies, intergenerational planning considerations, and charitable planning objectives in coordination with external legal and tax professionals.

Insurance & Risk Management Analysis

Through Minninger Financial Services, LLC., we review life, health, disability and, long-term care insurance strategies as part of a broader risk management analysis.