Charleton Financial
Michael Charleton Jr., CFP®, CFS, CLTC
President, CEO, Financial Strategist, Senior Wealth Manager
Michael.Charleton@charletonfinancial.com
Michael Charleton founded Charleton Financial in 1985 with the goal of supporting families as they navigate important financial decisions. With more than 40 years of experience, he focuses on retirement income planning, wealth management, and legacy‑related considerations. Growing up as the third of seven children in Buffalo, NY, Michael developed a strong sense of perseverance and family early on. A gifted athlete who earned a college soccer scholarship, he discovered his calling in financial planning after beginning his career with IDS/American Express, where he realized he wanted to build a firm centered on personal relationships and individualized guidance.
Throughout his career, Michael has held leadership roles and worked with clients across a wide range of planning needs. His philosophy is straightforward: financial planning is about helping people understand their options, support the people they care about, and make thoughtful decisions about the future. That perspective deepened with the birth of his son, Max. Raising a child with unique needs gave Michael firsthand insight into planning for the unexpected, and he has since become an active advocate for the special‑needs community.
Outside of work, Michael enjoys reading, fitness, travel, and spending time outdoors.
Adam Drinkwater
Investment Advisor Representative
Adam.Drinkwater@charletonfinancial.com
Adam joined Charleton Financial in 2021 and supports clients in developing financial plans tailored to their needs. As a Financial Advisor with nearly a decade of industry experience, he is committed to helping individuals and families navigate their short‑ and long‑term planning priorities.
Adam earned his Bachelor of Science in Business Administration from the University at Buffalo, where he concentrated in Financial Analysis and International Business. His analytical approach, paired with his genuine care for clients, helps him develop personalized strategies designed to support clients through a variety of life stages.
Outside the office, Adam enjoys spending time with his wife, Coren, and their daughter, Vienna. He’s an avid football fan—always cheering on the Pittsburgh Steelers—and loves spending time on the golf course whenever he can. Whether he’s working with clients or spending time with family and friends, Adam values building a strong foundation for the future and making the most of each day.
Tiffany Burke
Director of Operations and Marketing
Tiffany.Burke@charletonfinancial.com
Tiffany joined Charleton Financial in 2013 and plays a key role in keeping both our operations and client relationships running smoothly. She oversees daily operations, leads our marketing efforts, and works to help clients feel connected and supported.
With an MBA in Marketing and Management from Rochester Institute of Technology and more than 15 years of experience in financial services and advertising, Tiffany brings both expertise and a personal touch to everything she does.
Outside the office, Tiffany enjoys spending summer days outdoors with her husband, Justin, and their two sons, Jaedyn and River. A lifelong dancer, she started at age three, performed with the St. Bonaventure dance team, and even danced semi‑professionally for the Rochester Rhinos.
When she’s ready to unwind, you’ll often find her catching up on General Hospital or a favorite reality show. If you attend one of our client events, chances are Tiffany will be helping coordinate the details to bring everything together. She is deeply involved in many aspects of client service, so you’ll likely hear from her often.