Michael’s passion for helping others was shaped by life experiences long before he entered the financial industry. Growing up as the third of seven children in Buffalo, NY, he learned the importance of perseverance, resourcefulness, and the strength of family. A gifted athlete, Michael earned a college soccer scholarship before discovering his true calling in guiding people through financial challenges.

His career began with IDS/American Express, where he quickly rose to success but realized his vision called for something more personal than the corporate world could offer. With determination, he founded Charleton Financial to build a firm where every client felt like more than just a number.

Throughout his career, Michael has been recognized as a dynamic leader, problem solver, and trusted advisor. He believes financial planning isn’t just about investments — it’s about empowering people to live life on their terms, provide for the people they love, and give back to their communities.

Michael’s dedication deepened with the birth of his son, Max. Raising a child with unique needs has given him a personal perspective on planning for the unexpected and reinforced his belief that financial advice should be as personal and unique as the families it serves.

“Every client has a story,” Michael says. “My role is to listen, understand, and help them write the next chapter with confidence.”